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What’s your retirement personality?

Three categories emerge for people seeking the right lifestyle

Created date

November 14th, 2014
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Jack Cunningham swapped house maintenance for wood

“What’s important to people entering their freedom years?” Julie Clary asks a room full of retirees and soon-to-be retirees at a recent marketing luncheon.
As sales director at S..., the Erickson Living community in Tinton Falls, N.J., Clary has the answer. Three answers, in fact.
“People interested in moving to Seabrook fall into three categories: those who are sick of maintaining their house, people who like to plan ahead, and those who want to be involved more,” she says.
So where do you fall? Use these helpful descriptions to find out:
Tired of house maintenance
“These people are tired of shoveling snow, changing lightbulbs, mowing the lawn, failing appliances,” says Clary. “They’re tired of maintaining extra bedrooms and extra stuff they don’t use. These people are looking for a maintenance-free lifestyle.”
At Seabrook, home maintenance is a thing of the past. Round-the-clock maintenance is included in every resident’s monthly service package. Should a lightbulb go out, for example, call the general services department, and a technician will arrive shortly to replace the bulb.
So forget about mowing the grass and shoveling snow. Instead, use that time to focus on a hobby, like woodworking or traveling.
Planning for the future
“These people are looking to the future,” Clary says. “Many of them are in the research stage of pre-retirement, but many have already retired and have realized they need a plan from both the financial perspective and the health care perspective.”
Seabrook’s 90% refundable entrance fee allows residents to preserve their nest egg while living an active, independent retirement. The Residence and Care Agreement has all the details.
The other half of the financial aspect includes the monthly service package. In addition to 24/7 home maintenance, the package includes all utilities (except telephone), use of all campus amenities, flexible meal plan options, and access to Seabrook’s 120 clubs and activities.
As a fee-for-service continuing care retirement community, Seabrook offers higher levels of care on campus, and people only pay for that care should they ever need it.
“So you have peace of mind that, should you ever need additional care, it’s easily available right here on campus. But you don’t have to pay for it unless you use it,” Clary says. “It’s a safety net.”
In addition to continuing care, Seabrook incorporates a broad health care perspective attractive to everyone, not just planners. Its on-site medical center is staffed by full-time physicians who coordinate with the community’s fitness and aquatics center staff and physical and occupational therapists to focus on prevention so each resident can live an active, independent lifestyle as long as possible.
Looking for involvement
“Our final group wants to be involved more,” Clary says. “Maybe their neighborhood has changed or they just aren’t getting out as much as they used to. Either way, they want activity and friendship.”
Seabrook currently has nearly 120 official activity groups—all run by residents. It also hosts various spontaneous activities, like card games and conversation groups, daily.
“Living together in a community creates robust friendships and social life,” Clary says. “In fact, I had one new resident tell me to encourage people to bring a daily planner because your schedule will get so full.”
Next steps
If one of these descriptions fits you—or maybe all of them do in one way or another—you’re probably wondering what steps to take next. Clary says Sales Counselor Susan Coulson can answer all your questions about life at Seabrook.
“Schedule an education session with Susan. She’s well informed about other communities in the area and can help you work through researching and realizing your preferences,” Clary says.
Next, Clary says, join the priority list at Seabrook. It’s a noncommittal way to secure a place in line for an apartment home at Seabrook for whenever you’re ready.
All it takes to join the priority list is a fully refundable $1,000 deposit and a $150-per-person nonrefundable application fee. When prospective residents submit their deposit, that date is noted as their priority list date. As apartment homes become available, the sales team gives first right of refusal to priority list members based on their joining date.

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