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Housing is the largest line item in most people’s budgets. Once you reach retirement, you may be looking for ways to shrink your housing costs. One creative way to do that is to take in one or more roommates.

A well-balanced portfolio should include a variety of investment vehicles. One important category, particularly for investors who are retired or close to retirement, is dividend-paying stocks. These stocks can create a reliable alternative income stream for people who are no longer working.

You’ve probably heard about telephone imposter scams in which con artists claim to be Internal Revenue Service (IRS) representatives. They tell people they owe taxes and convince them to wire money or put funds on a prepaid debit card by telling them they’ll be arrested if they don’t pay immediately.

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Decluttering can be a really cathartic and liberating experience. Having less “stuff” can bring a sense of calm to your day-to-day life and make it easier to focus on what really matters to you.

There are certain things that get better with age — fine wine, a well-seasoned cast iron pan, high-quality leather, just to name a few. And now we can add financial well-being to the list of things that improve over time.

The idea of “retirement” has changed a lot in recent decades. Today’s retirees often choose to forgo the golf course and unstructured days in favor of working longer, often in the form of an encore career that fulfills a dream or passion.

You used to save money by clipping coupons or driving to the bank to make a deposit to your savings account, but now there’s an app for that—lots of them, actually. Here are some of the best money-saving apps to help you avoid wasteful spending, earn a few extra bucks, and maximize your investments.

When you make your budget in retirement, you would never forget to include your main housing expenses, such as your mortgage, property taxes, and utilities. But do you have enough set aside to cover repairs and routine maintenance?

Health care can be one of the largest expenses in retirement, so it pays to cut costs (without reducing the quality of your care) wherever possible. One area where you may be able to shave off a few bucks is prescription drugs.