Maybe you ve mastered e-mail and use the Internet to do some research and shopping. But did you know that you can put the Web to work for you by using it to manage your finances? Budgeting and money management Most major banks offer free online bill payment.

It seems just about everyone is thinking about ways to live on less money. Maybe your investments have taken a hit, or you re in the mood to spend more conservatively. Either way, you can enjoy your retirement without breaking the bank.


Between layoffs and the troubled markets, many people are experiencing financial hardship. When people fall on hard times, they often turn to family members for help. If you re the head of your family, you may be grappling with how to best help your struggling adult children or grandchildren. Lending money is always an option if you can afford it.